Here at Control Payday, we believe that It's important to really consider whether you can pay back the loan you are about to apply for before making your application. You need to be sure that you can repay the loan when you have agreed to so that you don't get into financial difficulty.

Control Payday loans come with a fixed flat rate fee with no additional costs associated. When you sign your agreement with your lender, we advise you to read the Terms and Conditions carefully.

It's your decision as to how much money you need to borrow for your cash emergency. You can choose amounts between £100 and £1,000. You should only apply for the amount that you actually need, rather than taking out any extra 'just in case' because whatever amount you take out, must be paid back on your next payday. Here s a repayment table which demonstrates how much a cash advance from Control Payday is likely to cost you.

Please see the table below for details of our charges for a 30 day loan repayable in one single repayment.

Loan Amount Interest Total Repayment
£100 £22.40 £122.40
£250 £56.00 £306.00
£500 £112 £612.00
£750 £168.00 £918.00
*Calculation based on a 28 day loan

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Representative 1294.1% APR

The time between an individual's application and their next payday varies from one person to another.
The calculated APR will depend on the duration of your loan and will be presented to you by your lender during the short application process.

Why does the APR seem so high?

The whole finance industry in the UK is required, by law to represent interest rates using a calculated Annual Percentage Rate – which you might recognise as 'APR'. This makes the comparison of loans easier to understand for consumers. However, APRs are designed specifically for loans taken over a 12 month period or more and tend not take into consideration non-interest related fees and charges. This makes the calculation very difficult to compare on a like-for-like basis for loans over short periods of time.